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BUY LOCAL!…..PointBank supports Denton’s Retail Cry
Ray David, Jr. is a longtime advocate and supporter of local communities, customers and businesses. As President of Denton County’s own PointBank, he sees daily the economic wealth generated for Denton County when community members shop with local merchants. He wondered how PointBank might play a significant role in stimulating the local economy and developing deeper relationships between bank customers and independent merchants. He found his answer in a revolutionary rewards program called BuzzPointBanking.
This new rewards program will give PointBank customers reward points when they use their debit cards to make everyday purchases PLUS it provides even greater rewards for shopping at participating local retail merchants. This helps keep shopping dollars in the community.
“BuzzPointBanking is unlike any rewards program in the country today” said Ray David, “It actually makes every dollar work harder for the person who earned it, and the person who receives it via local purchase. It truly supports a healthy economy’s need to keep money in the community.”
Just as Ray David is responding to the community call, so too are Denton County residents. They are realizing that “keeping money local” is not just a social marketing campaign but a proven way for each individual to positively impact our local economy.
PointBank Supports Flower Mound Virtual Food Drive!
Terri Owens, Personal Banker, PointBank is a member of the Flower Mound Leadership Class 2011 and encourages you to make a donation to stop hunger in North Texas through a fun, family friendly site. ”It’s so easy to support – anyone and everyone can do it” said Owens.
The website is a virtual “grocery store” where you can choose the food you’d like to contribute to the North Texas Food Bank. After you’re done shopping, you’ll be able to make payment online, and will receive a tax-deductible receipt in reply. Visit the website with your children, and have them help pick items out. Set a budget and work on math skills, too! It’s a great way to give back this holiday season!
“PointBank encourages each employee to be involved in our community and give back. This is one of the ways I like to support Flower Mound,” Owens said.
4 Ways to Help End Hunger:
• Give your voice… become an advocate for a hunger-free world
• Give your time… volunteer in our warehouse or at a Member Agency
• Give a pound… host a traditional or Virtual Food Drive
• Give a dollar… $1 provides 3 meals
Imagine . . . A World Without Hunger
PointBank Donates $1000 to Area Friends of the Aubrey Library
On Wednesday, October 19, PointBank presented the Area Friends of the Aubrey Library with a donation of $1000.00. Michael Lambert, Assistant Vice President and Branch Manager for the Aubrey Branch, along with Judy Higgs, Sr. Vice President ,Commercial Lending, presented the check at the Aubrey Chamber of Commerce Luncheon.
Ray David, President of PointBank said “Donations such as these are the result of our entire staff pulling together to raise money for those organizations that support our community. We feel this community support is critical to fostering a prosperous, successful and healthy future for the communities in which we live and raise our families.”
Therese Progar, President, Area Friends of the Aubrey Library said ” Our mission is to help the Library pay for needs that might go unmet without additional funds. We run the children’s booth at the Peanut Festival and an on-going used book sale, but donations like that of PointBank make a real difference”.
PointBank is making similar donations to libraries in the county through the months of October and November.
PointBank Focuses on Physician Solutions
PointBank has a dedicated team focused on the unique business and personal needs of physicians. We offer the exact solutions that a physician needs such as a temporary line of credit during the switch process, a migration specialist to help smoothly transition your accounts and special loan products for equipment, real estate and expanding a practice. PointBank can offer fixed rates up to 15 years! ** All loans and lines of credit are subject to credit approval and deposit balance requirements.
Flowermoundfamily.com Banking/Lending Expert – Ray David, Jr,
Ray David, Jr. President of local community bank PointBank was named Banking Expert and Lending Expert by Flowermoundfamily.com. He serves to answer questions sent in by consumers regarding lending and banking.
Q: Is it true that banks aren’t lending money due to this economy?
A. Every time we enter into an economic climate such as we are in now, government does create more strict guidelines for how a borrower can qualify, and for the bank lending limits. However, banks are still very interested in lending money. A big problem is that this economy has driven down consumer confidence about being able to pay a loan back. This, more than anything, affects how many loans are being written right now. Actually, the lower demand right now can make banks more flush and they may even offer better terms if you qualify. There is no better time than now to visit with your personal banker about a loan.
Nebrig and Associates Works with PointBank
“It has been a great experience working with the commercial lending department at PointBank. They have been very creative and innovative with our diverse aircraft financing needs. As aircraft dealers serving a very broad market, we need a bank who is willing to stay at the forefront of financing options and PointBank has certainly exceeded our expectations.”
Mike and Barb Nebrig, Nebrig & Associates, Inc.
Aircraft Loans
Did you know that PointBank offers aircraft loans? PointBank, a local community bank in Denton County, offers aircraft loans for private or corporate aircraft, piston engines, turbo prop and jet aircraft. Whether you ar purchasing a new or used aircraft, or refinancing an existing loan, PointBank’s professional can assist with the right loan program for you. Call our lending officers focused on aircraft loans at 940-686-7000.
PointBank Offers Equipment Loans
PointBank offers equipment loans designed especially to work for a doctor’s practice. In 2011 doctors can take advantage of Section 179 of the IRS Code which allows businesses to deduct the full purchase price of qualifying equipment and /or software purchased or financed during the tax year. That means that if you buy (or lease) a piece of qualifying equipment, you can deduct the FULL PURCHASE PRICE from your gross income. This information came from www.section179.org and you should consult your tax advisor about this. With this historic 100% depreciation benefit, now is a great time to finance equipment with PointBank.
PointBank Tees Up for Literacy
Looking for a family friendly place to spend quality time? Perhaps you are looking for resources to assist with your job search? Have you visited your local library lately? The Denton County Libraries are busier than ever during these challenging times! Families are borrowing books and DVDs instead of buying them, the unemployed search and apply for jobs utilizing the library’s computer and broadband, and parents are taking their children to libraries for recreation. But as municipalities must look for ways to cut spending, the libraries are unfortunately one of the targets.
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Dining for a Cause
Branch Managers and staff members of PointBank will once again work a second job on Thursday, July 28th, 2011 to raise funds for the United Way of Denton County. The “Dining for a Cause” event is the 4th event of its kind that PointBank has held at Giuseppe’s Italian Restaurant, where employees of PointBank served as waiters, cashiers, hosts, hostesses, and bus persons to raise money for the community effort.
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PointBank Branch Locations: Argyle, TX Banks, Aubrey Banks, Denton Banks, Denton North Bank, Denton South Bank, Corinth Banks, Lewisville, TX Banks, Flower Mound Banks, Little Elm, TX Banks, Pilot Point Banks, Texas Banks
