Let Us Help Your Business Succeed
with Our Business Banking Services
Business Checking and Savings Accounts
Point Bank offers leading business banking and online banking solutions for small business and business owners.
Free Business Checking:
- $100 minimum amount to open.
- Service charge … FREE
- Up to 1,000 total transactions … FREE*
- No minimum balance requirements.
- Check images returned in monthly statement.
Other Fees assessed when activity is requested or incurred. See Fee Schedule for normal charges.
* Free Small Business Checking includes up to 1,000 transactions per monthly statement cycle, including debits, credits and items deposited. All transactions above these limits incur $.25 fee per transaction.
Commercial Checking:
- $100 minimum amount to open.
- $7 monthly Service charge.
- $.15 per check/account debit.
- $.15 per deposit/account credit.
- $.07 per deposited item.
- Imaged checks returned in statement.
Other Fees assessed when activity is requested or incurred. See Fee Schedule for normal charges.
- No service charge if Earnings Credit calculation exceeds the activity charges based on your transactions.
- When activity charges exceed the Earnings Credit calculations, your account will be charged the net difference.
Commercial NOW Account:
Regulations prohibit “partnerships” and “for-profit corporations” from holding NOW accounts.
- $2,500 minimum amount to open.
- $7 monthly service charge.
- $.15 per check/account debit.
- $.15 per deposit/account credit.
- $.07 per deposited item.
- Imaged checks returned in statement.
- Variable Interest Rate.
Other Fees assessed when activity is requested or incurred. See Fee Schedule for normal charges.
- No service charge if Earnings Credit calculation exceeds the activity charges based on your transactions.
- When activity charges exceed the Earnings Credit calculations, your account will be charged the net difference.
Positively Free Non-Profit Commercial Checking Account:
- $100 minimum amount to open.
- Service charge … FREE
- No minimum balance requirements.
- Check images with monthly statement.
Other Fees assessed when activity is requested or incurred. See Fee Schedule for normal charges
Commercial Savings Account:
- $50 minimum amount to open.
- Service charge of $5 per month if minimum balance falls below $250.
- Variable Interest Rate.
- $1 per debit charge over one (1) per month.
Transaction limits apply. There is no limit on deposits you make. There is no limit on the number of withdrawals you can make at an ATM, by mail, or at PointBank. Under Federal Regulations, you are allowed six withdrawals per monthly statement cycle that are not at an ATM, by mail, or at PointBank. However, you will be charged $1 per debit charge over (1) per month.
Commercial Money Market Bonus Account:
- $2,500 minimum amount to open.
- Service charge of $10 per month if minimum balance falls below $2,500.
- $12 per debit charge over six (6) per month.
- No more than three (3) third party checks per month.
- Variable interest rate.
Transaction limits apply. There is no limit on deposits you make. There is no limit on the number of withdrawals you can make at an ATM, by mail, or at PointBank. Under Federal Regulations, you are allowed six withdrawals per monthly statement cycle that are not at an ATM, by mail, or at PointBank.
Discover how PointBank can help your business succeed. Visit one of our convenient branch locations today to find out more!
USA Patriot Act
Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you:
- When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
- We may also ask to see your driver's license or other identifying documents.
We thank you for your understanding and for joining us in securing a safer tomorrow.
PointBank Branch Locations: Argyle, TX Banks, Aubrey Banks, Denton Banks, Denton North Bank, Denton South Bank, Corinth Banks, Lewisville, TX Banks, Flower Mound Banks, Little Elm, TX Banks, Pilot Point Banks, Texas Banks
