Certificates of Deposit and IRA's

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PointBank Will Help You
Save Your Money Safely

Given the volatility of the current economy, many people in Denton County are turning to PointBank for help determining safer methods of saving money. As your local Denton County community bank, PointBank has a wide variety of alternative methods of savings to help your family achieve your financial goals.

Certificates of Deposit

Are you looking for an investment opportunity that offers a competitive rate while providing the safety of FDIC insurance?  A Certificate of Deposit may be right for you.

Available Certificate of Deposit terms range from 30 days to three years.  Minimum deposits start as low as $500. You may choose to compound your interest or automatically transfer it each month to your PointBank checking or savings account.  Withdrawals made prior to maturity may be subject to an early withdrawal penalty.

Review the following options and then speak with one of our representatives about which Certificate of Deposit is best for you.

Triple Play CD

Looking for a safe, yet flexible place to put your money? Try the Triple Play CD.

  • You can add to it once
  • You can withdraw from it once*
  • The rate can be increased once

All during the 12 month term, without penalties or fees.
*Withdrawls that bring balance below $500 may incur penalties or fees.

IRA CD

Individual Retirement Accounts (IRA)

Whether you have been saving for years or you’re just getting started, we have a plan that fits your needs. You may invest your IRA funds in a Certificate of Deposit with minimum deposits starting as low as $250 and available terms ranging from 30 days to three years.
Review the following options and then speak with one of our representatives about which IRA is best for you.

Traditional IRA

Roth IRA

Contact us today to discuss the best secure savings plan for you!

USA Patriot Act

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you:

  • When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
  • We may also ask to see your driver's license or other identifying documents.

We thank you for your understanding and for joining us in securing a safer tomorrow.


PointBank Branch Locations: Argyle Branch, Aubrey Branch, Denton North Branch, Denton South Branch, Corinth Branch, Lewisville Branch, Flower Mound Branch, Little Elm Branch, Pilot Point Branch