PointBank Offers buzzPointBanking
A Debit Card That Pays You Points!

Personal Checking and Savings Accounts

With buzzPointBanking you can earn 5X the rewards* offered by other banks’ interest bearing accounts or even some major credit cards! Earn points for everyday spending! EASY!

1. Just use your debit card with signature for all of your transactions.
2. PointBank rewards you 1 point for every dollar you spend.
3. Local participating merchants give you BONUS POINTS!
4. Earn HoneyCombs to increase your reward levels.
5. Redeem your points for Gift Cards!

Click Here to Learn More

* Rewards based on signed debit card transactions of $2500 per month, compared to 3% annualized interest on $2000 average daily balance. See terms and conditions for complete program details.

Personal Checking Accounts

The NEW buzzPointBanking Account!

Buzz Rewards …FREE!
Direct Deposit ...FREE!
Online Banking ...FREE!
Mobile Banking ...FREE!
Xpress Banking …FREE!
Transfers via Xpress Banking …FREE!
Visa Check Card with Rewards! …FREE!
E-Statement with Check Images…FREE!
Online banking and bill pay …FREE!

Premier Plus Checking:

$100 minimum amount to open.
Service charge of $15 per month.
No service charge with an average balance of $10,000 or an aggregate of $10,000 in any other PointBank account(s) with the same ownership.
Account earns interest based upon balances.

Premier Plus Account Services:

Unlimited check writing.
Personal Banker assigned.
Free bank stock wallet checks.
Visa Check Card or ATM Card.
Free Cashier’s Checks.
Free Balance inquiries by X-Press Banking.
Free Telephone transfers by X-Press Banking.
Premium Rates on C/D’s.
Reduced Rates on consumer installment loans with automatic debit.
Optional (per month)
Unlimited Bank Stock Wallet Style Checks … $2.00
Check images returned in statement

Now Account:

$1,500 minimum amount to open.
If minimum daily balance falls below $1,500, there is a $7 service charge per month for non-imaged checks and a $9 service charge per month for imaged checks returned in statement.
Variable interest rate.
Unlimited Check Writing.
Visa Check Card or ATM Card.

Money Market Bonus Account:

$2,500 minimum amount to open.
Service charge of $10 per month if minimum daily balance falls below $2,500.
No more than three (3) third party checks per month.
$12 per debit charge over six (6) per month.
Variable interest rate.

Personal Savings Accounts

Savings Account:

$50 minimum amount to open.
Service charge of $5 per month if minimum balance falls below $250.
Account free to minors.
Variable interest rate.
$1 per debit charge over one (1) per month.

Piggy Pal Savings:

Get your children interested in saving with our Piggy Pal savings account. Open an account and receive a piggy bank as our gift. When you bring back a full piggy bank to deposit, your child gets to pick a prize as a reward for their savings accomplishment.

$25.00 minimum to open
For children ages 12 and under
Complimentary… no account fees
Must bring child's Social Security Card
Variable interest rate

Transaction limits apply. There is no limit on deposits you make. There is no limit on the number of withdrawals you can make at an ATM, by mail, or at PointBank. Under Federal Regulations, you are allowed six withdrawals per monthly statement cycle that are not at an ATM, by mail, or at PointBank.

Visit your nearest branch location, experience our friendly services, and open your new checking or savings account today! We make switching to our bank easy.

USA Patriot Act

Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver's license or other identifying documents.

We thank you for your understanding and for joining us in securing a safer tomorrow.