Subject to Credit Approval. Transaction fees: (1) Cash Advance - Greater of $2 or two percent (2%) of the amount of the Cash Advance subject to a maximum fee of $500. (2) Transactions Made in Foreign Currencies - If Transaction is made in a foreign currency, we and Mastercard International, depending on which card was used, will convert the transaction into a U.S. dollar amount. Mastercard will act in accordance with their operating regulations or conversion procedures in effect at the time the transaction is processed. Currently, their regulations and procedures provide that the currency conversion rate they use, to determine the transaction amount in U.S. dollar, is either (a) a wholesale market rate, or (b) a government-mandated rate in effect one day prior to the processing date. Mastercard increases this conversion rate by one percent (1%) and keep this increase as compensation for performing the currency conversion service. The currency conversion rate calculated in this manner that is in effect on the processing date may differ from the rate, in effect on the transaction date or posting date. Annual Periodic Rate (APR): Premier: 8.99 - 14.99% based on your credit worthiness. This APR will vary with the market based on prime rate. Rewards: 15.99 - 17.99% based on your credit worthiness. This APR will vary with the market based on Prime Rate. APR for Balance Transfers: 4.99% for the first 9 months, then 18.00%. This APR will vary with the market based on the Prime Rate. Annual Fee: $50. The fee may be waived in subsequent years if the account holder spends $30,000 for consumer and $50,000 for business on an annual basis. The Mastercard circles design is a registered trademark of Mastercard International Incorporated. Subject to additional terms and conditions. Terms and conditions subject to change. Information is current as of February 1, 2022. See https://www.pointbank.com/creditcards for up-to-date information.
As a community bank that prides itself on being a “people bank,” we strive to meet all of your personal banking needs.
Business and Commercial Loans
If you are looking to acquire or grow your business, PointBank has the perfect loan for you.
Because we’re a community bank, we have the ability to give your growing business the time and attention you deserve.
Business Plus Promotion Account
Our account is simple, straightforward and come with perks to help your business continue moving in the right direction. When you open your Business Plus Promotion Account, you can advertise your business in 9 PointBank branches across Denton County, earn 5 cents cash back on debit card transactions, enjoy free bill pay and more!
We Appreciate Your Vote
Locally owned bank, proudly supporting your community and it’s charities for over 135 years!
Join Us at Our Business Breakfasts
Bringing insightful business tips to small business owners in Denton County. Join us for our business breakfasts where knowledgeable speakers share their helpful business information.
Will You Be Traveling?
Call or stop by a personal banker today and let them know when and where you will be going so that we can help make your traveling as smooth as possible.
Your Dream Home Is Close
Our residential lending team understands the opportunities and challenges facing home owners today, and has the expertise to create a variety of lending solutions. No matter what the situation, PointBank lenders can work with you on a custom loan option. Take advantage of community bank expertise and personal customer service to ensure that you have an exceptional lending experience.Apply Now
PointBank has competitive rates to offer on aircraft and hangar loans, including those for piston engine planes, turbo prop planes and jet aircraft. We offer refinancing options, as well as those for airplane upgrades, with fixed and adjustable rates. To sweeten the deal, there are no prepayment penalties on our aircraft loans after the first year.Learn More
Contact the Denton North Branch
Denton North Branch Manager
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