Need Help? Give Us A Call!
Our Customer Care Team is located right here in Denton County.
Call us at 940-686-7000 or 972-434-3200.
Business Concierge
*Customer must submit vector logo or artwork to marketing@pointbank.com after account opening.
**See additional overdraft information HERE
**Visit Mastercard for details about the World Debit Mastercard.
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $14.95 if the average daily account balance falls below $50,000 or the average daily balance for the aggregate deposit relationship under the same EIN falls below $100,000
- Advertisement on branch TVs at one location*
- $30/month add-on available to advertise on branch TVs at all 9 locations
- No minimum balance requirements
- Discretionary Overdraft Privilege available**
- No annual credit card fee for the first year
- One FREE domestic wire transfer per month
- One FREE overdraft refund per year
- Two FREE ACH batches per month
- FREE Positive Pay (both ACH and check)
- FREE online bill pay
- FREE World Debit Mastercard*** with premier benefits
- FREE coin counting machine service
- FREE unlimited cashier’s checks
- FREE paper or paperless/e-statements
- FREE online banking
- FREE business debit card
Business Preferred
*A fee of $0.30 will be assessed for transaction items over 300.
**See additional overdraft information HERE
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $7
- 300 free* transaction items
- No minimum balance requirements
- Discretionary Overdraft Privilege available**
- FREE online bill pay
- FREE paper or paperless/e-statements
- FREE online banking
- FREE business debit card
Business Free E-Checking
*A fee of $0.30 will be assessed for transaction items over 300.
**See additional overdraft information HERE
*** Must opt into paperless/e-statements by the second statement cycle after opening or converting to this account type. If not opted into paperless/e-statements by the second statement cycle, the account will be converted to the Business Concierge. If converted, the terms and conditions for the Business Concierge account will apply at that time.
Benefits:
- Minimum amount to open: $100
- No monthly service charge
- 300 free* transaction items
- No minimum balance requirements
- Discretionary Overdraft Privilege available**
- Paperless/e-statements required***
- FREE online banking
- FREE business debit card
Non-Profit Free E-Checking
*See additional overdraft information HERE
***Must opt into paperless/e-statements by the second statement cycle after opening or converting to this account type. If not opted into paperless/e-statements by the second statement cycle, the account will be converted to the Business Concierge. If converted, the terms and conditions for the Business Concierge account will apply at that time.
Benefits:
- Minimum amount to open: $100
- No monthly service charge
- Unlimited free transaction items
- No minimum balance requirements
- Discretionary Overdraft Privilege available*
- Paperless/e-statements required**
- FREE online banking
- FREE business debit card
Commercial Analysis Checking
*Additional fees may apply. See Business Product Overview. Fees are subject to change based on account activity and at Management’s discretion.
**See additional overdraft information HERE
Benefits:
- Minimum amount to open: $100
- Monthly service charge: – No service charge if earnings credit exceeds the activity based on your transactions – When activity charges exceed the earnings credit, the account will be charged the net difference
- Per check/account debit and credit fee*
- Per deposited item fee*
- No minimum balance requirements
- Discretionary Overdraft Privilege available**
- FREE online banking
- FREE business debit card
Commercial Money Market
*Fees may reduce earnings. Subject to additional terms and conditions.
Benefits:
- Minimum amount to open: $2,500
- Monthly service charge: $10 if balance falls below $2,500
- Monthly service charge: $10 if balance falls below $2,500
- $12 per debit transaction or withdrawal over six (6) per statement cycle*
Commercial Premier Money Market
*Fees may reduce earnings. Subject to additional terms and conditions
Benefits:
- Minimum amount to open: $50,000
- Monthly service charge: $10 if balance falls below $50,000
- Variable interest based on account balance
- $12 per debit transaction or withdrawal over six (6) per statement cycle*
