SBA Paycheck Protection Program

SBA Paycheck Protection Program - FINAL-PPP-2-800

Small Business Paycheck Protection Program

We are excited to announce that PointBank is now accepting First Draw and Second Draw Paycheck Protection Loan applications. We are now accepting applications online from PointBank checking and loan customers using the link below. You will be able to complete the application, upload all of the supporting documentation and e-sign your application.

First Draw PPP Loans – This program re-opens the original Paycheck Protection Program for those borrowers who did not receive a PPP loan before August 8, 2020 and borrowers who returned their PPP loan monies.

Second Draw PPP Loans – This program is for eligible small businesses with 300 employees or less that previously received a PPP loan and will use of have used the full amount of the loan for authorized uses, and can demonstrate at least a 25% reduction in gross receipts between comparable calendar quarters in 2019 and 2020. The maximum Second Draw PPP loan is $2 million.

Below are attachments with the most recent SBA releases on how to calculate the maximum First Draw PPP Loan Amount and how to calculate your revenue reduction for Second Draw PPP Loans. To prepare, you may want to contact your accountant, attorney or other trusted advisor.

If you have any questions, please use secure email to contact If you need to register for secure email, click on the SECURE EMAIL button at the top of this page.

Our goal is to make contact within 24 hours of submission.

Source: Michelle Torres, Lender Relations Specialist, SBA


Calculate maximum first draw PPP loan amount

Calculate Revenue Reduction for second draw PPP Loans

PointBank customer application


PointBank’s strong financial foundation provides us with the lending power we need to help you meet all of your loan needs, and with our long history as the expert Denton County community bank, our deep roots in Denton County, and our local decision-making, you will find us to be flexible and responsive to your loan needs. If you have questions or are ready to get the loan process started call, email, or stop by one of our branch locations today.

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