Whether you carry a high balance or need to keep your options open for unexpected expenses, PointBank has checking account options with all the bells and whistles – and some unique perks.

All PointBank checking accounts come with these FREE benefits:

✓ School logo debit card available

✓ 24hr X-press Banking

✓ Online Banking*

✓ Mobile Banking*

✓ E-statements with check images

*Online and mobile banking are subject to additional terms and conditions and are subject to service provider requirements and applicable charges.

Free Business Checking

If you feel as strong about no-hassle banking as we do, then this account is for you.

There are no minimum balance requirements with our Free Business Checking and unlimited transactions/items per monthly statement cycle are included.

✓ Minimum amount to open: $100

✓ No monthly service charge

✓ Unlimited free¹ items (includes all debits, credits, and items deposited)

✓ No minimum balance requirements

✓ Overdraft privilege available

1 Fees apply for some transactions such as wire transfers. See Fee Schedule for details.

See additional overdraft information HERE

Business Plus Promotion Account

Our account is simple, straightforward and comes with unique perks to help your business continue moving in the right direction.

✓ Minimum amount to open: $100

✓ Monthly service charge: $50

✓ Unlimited free¹ transaction items

✓ No minimum balance requirements

✓ Overdraft privilege available

Additional account benefits:

✓ Advertisement on branch TVs*
✓ 5 cents CASH BACK on signature and PIN transactions with your PointBank debit card*
✓One FREE domestic wire transfer per month
✓ One FREE overdraft refund per year
✓ FREE coin counting machine service
✓ FREE unlimited cashier checks
✓ FREE paper or e-statements
✓ FREE online bill pay
✓ FREE business debit card

* See fee schedule for details. Customer must submit vector logo or artwork to marketing@pointbank.com after account opening. Cash back is settled once a month. See Banker for complete details. Subject to additional terms and condition.

1 Fees apply for some transactions such as wire transfers. See Fee Schedule for details.

See additional overdraft information HERE

Free Non-Profit Commercial Checking

Our Free Non-Profit Commercial Accounts were created with the goal of helping local non-profit businesses flourish. This account is a mirror image of our Free Business Checking account.

Only 501(c) (3) exempt organizations are eligible for this account.

✓ Minimum amount to open: $100

✓ No monthly service charge

✓ Unlimited free¹ items (includes all debits, credits, and items deposited)

✓ No minimum balance requirements

✓ Overdraft privilege available

1 Fees apply for some transactions such as wire transfers. See Fee Schedule for details.

See additional overdraft information HERE