Business Savings

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PointBank takes the hassle out of having a savings account so we can help set you up for future success.

Commercial Savings Account

The old adage of pay yourself first applies to business owners, too. Open a Commercial Savings account with PointBank today and enjoy all the same benefits as our standard personal savings account, including a low minimum opening deposit and variable interest rate, all in the name of good money-saving habits.

  • Minimum amount to open: $250
  • Monthly service charge: $5 if balance falls below $250
  • Variable interest rate
  • $1 per debit charge over one (1) per month

Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail payable to the account holder or at PointBank. Fees listed above apply. Fees may reduce earnings. Subject to additional terms and conditions. See Banker for details.

Commercial Money Market Account

If you’re finding that you’re able to put more money aside each month than when you first started your business, consider opening a Commercial Money Market Account. This account has a competitive rate that’s higher than your traditional savings account, and still allows you a limited number of transfers or withdraws each month in case of an emergency.

  • Minimum amount to open: $2,500
  • Monthly service charge: $10 if balance falls below $2,500
  • Variable interest rate
  • $12 per debit charge over six (6) per month

Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail payable to the account holder or at PointBank. Fees listed above apply. Fees may reduce earnings. Subject to additional terms and conditions. See Banker for details.

 

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PointBank’s strong financial foundation provides us with the lending power we need to help you meet all of your loan needs, and with our long history as the expert Denton County community bank, our deep roots in Denton County, and our local decision-making, you will find us to be flexible and responsive to your loan needs. If you have questions or are ready to get the loan process started call, email, or stop by one of our branch locations today.

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