Commercial Real Estate Financing
If you are looking to finance a piece of commercial real estate, it will be worth your while to give PointBank’s lending experts a chance to earn your business. We offer low rates with fixed terms for both owner-occupied and non-owner occupied properties. Our diverse lending background means we are in a position to lend, while at the same time ensuring you get the maximum value for your loan.
Our loan fees never exceed more than 1% of the original loan amount, and there is no out-of-pocket closing cost for our loans. We also have fully amortizing terms complete with no balloon payment. Our lending professionals understand the opportunities and challenges facing you as a property owner, and we have the expertise to create the right lending solution for you.
If your commercial property loan was taken out on less-than-desirable terms, at PointBank, you can refinance with the help of our loan experts. Take advantage of our low rates with fixed terms and purchase your building completely today.
✓ Place of Business
✓ Warehouses
✓ Industrial Complexes
✓ Office Buildings
✓ Apartment Complexes
Owner-Occupied Loan Options
| $500,000 to $1,500,000 | ||
| Maximum Loan-To-Value | Initial Rate Fix Period | Max Amortization |
| Purchase – 80%
Refinance – 75% Cash Out ReFi – 75% |
3 Year
5 Year 7 Year |
20-25
20-25 20-25 |
| $1,500,000 to $8,000,000 | ||
| Maximum Loan-To-Value | Initial Rate Fix Period | Max Amortization |
| Purchase – 80%
Refinance – 75% Cash Out ReFi – 75% |
3 Year
5 Year 7 Year 10 Year |
20-25 20-25 20-25 20-25 |
Non-Owner Occupied Loan Options
| $500,000 to $1,500,000 | ||
| Maximum Loan-To-Value | Initial Rate Fix Period | Max Amortization |
| Purchase – 80%
Refinance – 75% Cash Out ReFi – 75% |
3 Year
5 Year 7 Year |
15-20
15-20 15-20 |
| $1,500,000 to $8,000,000 | ||
| Maximum Loan-To-Value | Initial Rate Fix Period | Max Amortization |
| Purchase – 80%
Refinance – 75% Cash Out ReFi – 75% |
3 Year
5 Year 7 Year 10 Year |
15-20
15-20 15-20 15-20 |
See lender for rates. Rates vary daily. Rates are specific in program, underwriting and approval. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to underwriting guidelines and credit approval.
