Checking Accounts That
Meet Your Needs

Find The Checking Account That Is Right For You

Opening Your Account Is Quick and Easy!

**Cash back is settled once a month. See Banker for complete details.
***Visit Mastercard for details about the World Debit Mastercard.

*See additional overdraft information here

Benefits:

  • Minimum amount to open: $100
  • Monthly service charge: $6.95
  • No minimum balance requirements
  • Discretionary Overdraft Privilege available*
  • 5 cents CASH BACK on signature and PIN transactions with your PointBank debit card**
  • FREE bank stock wallet checks
  • FREE cashier’s checks
  • FREE coin counting machine service
  • FREE online bill pay
  • FREE paper statements
  • FREE World Debit Mastercard*** with premier benefits
  • Reduced rates on consumer installment loans with auto debit

A Cash Back Checking account rewards eligible debit card purchases with cash back.

Our Cash Back Checking account rewards you for using your PointBank debit card for everyday purchases. For each qualifying purchase you earn 5 cents cash back, which is deposited into the account once a month.

For people who regularly use debit card, cash back checking can provide extra value on everyday spending. These accounts may help customers earn rewards without taking on credit cards.

Cash back checking accounts may be a good alternative for people who prefer debit spending or want to avoid credit card interest and debt.

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Need Help? Give Us A Call!

Our Customer Care Team is located right here in Denton County.

Call us at 940-686-7000 or 972-434-3200.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.