Letter from the President

When I sat down to write this message, I knew I didn’t want to talk only about banking products and services. Of course, at PointBank, we work hard to offer innovative, user-friendly tools to help you manage your financial life. That’s important—and true. But let’s be honest: every financial institution says that.

What sets PointBank apart is something deeper.

For more than 140 years, we’ve been more than just a bank. We’ve been a true partner to our customers and our communities throughout Denton County. From the very beginning, we’ve believed in keeping our money and our focus local—supporting our children, schools, churches, and local governments. We invest our time, our dollars, and our hearts right here, where we live, work, and raise our families.

At the core of everything we do is one simple truth: relationships matter. That belief has guided us from day one and continues to shape who we are today. While the world around us changes, our commitment to personal, community-driven banking never wavers.

If you’re already a customer, thank you for trusting us. Your support means the world. And if you’re just getting to know PointBank, I invite you to visit one of our nine convenient locations—where you can still walk in, be greeted by name, and shake hands with the President.

If you’ve had a great experience with us, tell two friends. Send them our way. We’ll take care of them like we’ve always taken care of you.

We’re honored to serve you, and we’re proud to be your community bank.

Sincerely,

Ray David, Jr.
President, PointBank