At PointBank, we pride ourselves on being the family-operated community bank your grandparents often spoke of, a place where everyone knows your name and treats you like family. Our decisions are made right there in Denton County, not in some other state, and you can still shake hands with the Bank President. This personal approach, treating every customer like our only customer, has helped us not just survive, but thrive in today’s ever-changing financial world. You can see this in the awards we’ve received and the services we offer. From checking accounts and home loans to community-driven programs like Switch and Support and retirement accounts, all supported by the latest technology, we’re here for the long haul. When you bank with PointBank, you’re not just getting a financial institution, you’re gaining a lifelong community partner.
Personal Checking
Whether you maintain a high balance or need flexibility for unexpected expenses, PointBank offers checking account options with all the features you expect, and a few unique perks. Our accounts include interest-bearing options, school-logo debit cards, mobile banking, and much more, designed to fit your lifestyle.
Personal Savings
Every customer has unique needs, but everyone benefit from a reliable savings account. At PointBank, we offer options for everyone, from the seasoned saver to those just starting with a piggy bank in hand. Our savings accounts feature competitive rates and are easily accessible, whether in-branch or online.
Personal Credit Cards
Whether you’re grabbing a cup of coffee or handling unexpected medical bills, a little extra purchasing power can make a big difference. With a PointBank Personal Credit Card, you have the flexibility you need for everyday purchases and life’s surprises. Our cards offer competitive rates, so you can shop anywhere with confidence and ease.
CDs and IRAs
If you’re looking for something beyond a traditional savings account, PointBank’s range of CDs and IRAs offers a great option. With a minimum deposit as low as $500, these accounts provide competitive growth opportunities. Plus, in some cases, you can use your qualifying CD as collateral for your next loan with PointBank for added convenience.
Safe Deposit Boxes
You trust us with your money, now trust us with your most treasured belongings. Our secure, vaulted safe deposit boxes protect everything from priceless jewelry and rare coins to important documents, while keeping them easily accessible. With a range of sizes available and an affordable annual fee, safeguarding what matters most has never been easier. Contents are not insured by FDIC or PointBank
Switch and Support
Supporting your school has never been easier. When you open a PointBank Checking Account with a Debit Card, we’ll donate $25 to the participating school organization of your choice. PLUS, you’ll get a school logo debit card so you can show your pride every time you pay.