Need Help? Give Us A Call!
Our Customer Care Team is located right here in Denton County.
Call us at 940-686-7000 or 972-434-3200.
Opening Your Account Is Quick and Easy!
Cash Back Checking
**Cash back is settled once a month. See Banker for complete details.
***Visit Mastercard for details about the World Debit Mastercard.
*See additional overdraft information here
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $6.95
- No minimum balance requirements
- Discretionary Overdraft Privilege available*
- 5 cents CASH BACK on signature and PIN transactions with your PointBank debit card**
- FREE bank stock wallet checks
- FREE cashier’s checks
- FREE coin counting machine service
- FREE online bill pay
- FREE paper statements
- FREE World Debit Mastercard*** with premier benefits
- Reduced rates on consumer installment loans with auto debit
Premier Checking
** Visit Mastercard for details about the World Debit Mastercard.
*See additional overdraft information here
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $15 if the average daily balance for the aggregate deposit relationship falls below $25,000
- Discretionary Overdraft Privilege available*
- FREE bank stock wallet checks
- FREE cashier’s checks
- FREE online bill pay
- FREE paper statements
- FREE World Debit Mastercard** with premier benefits
- Variable interest based on account balance
- Premium rates on CDs
- Assigned Personal Banker
- Reduced rates on consumer installment loans with auto debit
- $50 Safe Deposit discount for first Box
Preferred Checking
*See additional overdraft information here
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $5.00 if the average daily account balance falls below $5,000
- Discretionary Overdraft Privilege available*
- FREE online bill pay
- FREE paper statements
- Reduced rates on consumer installment loans with auto debit
Patriot and 55 Plus
*See additional overdraft information here
Benefits:
- Minimum amount to open: $100
- No minimum balance requirements
- Discretionary Overdraft Privilege available*
- Paper statements $2, paperless/e-statements free
- FREE paper statements and online bill pay if average daily account balance is over $5,000
- FREE bank stock wallet checks
- FREE cashier’s checks
- Reduced bill pay fee of $3
Free E-Checking
Stop by a branch today!
**Must opt into paperless/e-statements by the second statement cycle after opening or converting to this account type. If not opted into paperless/e-statements by the second statement cycle, the account will be converted to the Preferred Checking. If converted, the terms and conditions for the Preferred Checking account will apply at that time.
*See additional overdraft information here
Benefits:
- Minimum amount to open: $100
- No monthly service charge
- No minimum balance requirements
- Discretionary Overdraft Privilege available*
- Paperless/e-statements required**
Student Checking
For 13-17 years of age*. A parent/guardian is required to be on the account.
*At the end of the statement cycle after the minor turns 18 years of age the account will be converted to a non-student checking account. When converted, the terms and conditions for the non-student checking account will apply at that time.
**See additional overdraft information here
Benefits:
- Minimum amount to open: $25
- No minimum balance requirements
- Discretionary Overdraft Privilege available**
- Paper statements $2, paperless/e-statements free
Possibility Checking
This account offers another chance at getting your finances back on track.
Benefits:
- Minimum amount to open: $100
- Monthly service charge: $10
- No minimum balance requirements
- Overdraft Privilege not available
- Paper statements $2, paperless/e-statements free
Premier Money Market
*Fees may reduce earnings
Benefits:
- Minimum amount to open: $50,000
- Monthly service charge: $10 if balance falls below $50,000
- Monthly service charge: $10 if balance falls below $50,000
- $12 per debit transaction or withdrawal over six (6) per statement cycle*
Individual Money Market
*Fees may reduce earnings
Benefits:
- Minimum amount to open: $2,500
- Monthly service charge: $10 if balance falls below $2,500
- Variable interest based on account balance
- $12 per debit transaction or withdrawal over six (6) per statement cycle*
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.