Checking Accounts That
Meet Your Needs

Find The Checking Account That Is Right For You

Opening Your Account Is Quick and Easy!

*See additional overdraft information here

Benefits:

  • Minimum amount to open: $100
  • Monthly service charge: $5.00 if the average daily account balance falls below $5,000
  • Discretionary Overdraft Privilege available*
  • FREE online bill pay
  • FREE paper statements
  • Reduced rates on consumer installment loans with auto debit

Yes, Preferred Checking is designed for everyday banking needs, including bill pay, paper statements and reduced rates on consumer installment loans with auto debit.

You can avoid the $5.00 monthly service charge by maintaining a daily average balance of at least $5,000 in your Preferred Checking account.

Yes, paper statements are included with the account at no additional charge.

Yes, Preferred Checking customers receive free online bill pay for convenient and secure payments.

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Need Help? Give Us A Call!

Our Customer Care Team is located right here in Denton County.

Call us at 940-686-7000 or 972-434-3200.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.