Consumer Services

Consumer Services - 9609903656_d87c5d4936_z-300x200

If we haven’t said it enough times, our accounts come complete with a wide-variety of value-added perks, including telephone, mobile and online banking, E-statements, and the ability to earn rewards simply by shopping local for everyday purchases.

X-Press Banking

We understand that having access to your accounts is a top priority, even when you are not near a computer. With X-Press Banking from PointBank, our customers enjoy telephone banking 24 hours a day for those times you need to check balances or verify deposits.

E-Statement

Go green! Instead of receiving monthly bank statements in the mail, you can receive the same detailed information by email – increasing security, convenience and reducing the amount of paper you use. E-Statements at PointBank are saved for 2 years and can be accessed anytime using our online banking or mobile app.

Online Banking

Enjoy 24/7 cutting-edge access to all your accounts securely online across all devices when it is convenient to you. Our website was built with you in mind, giving ease of access to account balances, transaction history, check images, statements, bill pay and more.

Mobile Banking

Banking has never been so accessible. With mobile banking from PointBank, our customers not only have the ability to access their accounts and statements anytime, anywhere, with a smartphone, but they can also instantly deposit checks through our PointBank Mobile Deposit application.

Overdraft

As much as we all try to avoid overdraft charges, PointBank realizes mistakes happen. Our unique overdraft protection will help cover your overdrafts up to a certain amount, including fees, thereby saving you the embarrassment and inconvenience of a returned or declined item. The amount of discretional overdraft privilege we offer varies depending on your banking habits, and each customer has the option to opt in or opt out of this service.

Buzz Points

Buzz Points rewards PointBank customers each time they use their debit card with signature for everyday purchases. You’ll earn more points when you shop with participating local business owners over a national chain. It’s fast, free and easy to enroll.

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PointBank’s strong financial foundation provides us with the lending power we need to help you meet all of your loan needs, and with our long history as the expert Denton County community bank, our deep roots in Denton County, and our local decision-making, you will find us to be flexible and responsive to your loan needs. If you have questions or are ready to get the loan process started call, email, or stop by one of our branch locations today.

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