Personal Checking
Whether you carry a high balance or need to keep your options open for unexpected purchases, PointBank has checking account options with all the bells and whistles – and some unique perks.
All PointBank checking accounts include these FREE benefits:
- Unlimited check writing 1
- MasterCard debit card
- School logo debit card available
- 24hr X-press banking
- Online Banking 2
- Mobile Banking 2
- Mobile deposit
- E-statements or Paper statements with check images
- Non-PointBank ATM fee rebate 3
- Notary Public services
1 Unlimited check writing doesn’t apply to the Money Market Bonus Account
2 Online and mobile banking are subject to additional terms and conditions and are subject to service provider requirements and applicable charges.
3 See “Customer Resources” for details.
PointBank Cash Back Checking
- Minimum amount to open: $100
- Monthly service charge: $6.95
- No minimum balance requirements
- Overdraft privilege available
Additional account benefits:
- 5 cents CASH BACK on signature and PIN transactions with your PointBank debit card*
- FREE bank stock wallet checks
- FREE cashier’s checks
- FREE coin counting machine service
- FREE paper or e-statements
- FREE online bill pay
- FREE online banking
- FREE mobile deposit
- FREE World Debit Mastercard 4
– Extended warranty insurance
– Mastercard ID Theft Protection
– Price Protection
and more - FREE concierge service for bill pay and account alert setup
- Reduced rates on consumer installment loans with auto debit
* Cash back is settled one a month. See Banker for complete details.
4 Visit https://www.mastercard.us/en-us/consumers/find-card-products/debit-cards/world.html for details about the World Debit Mastercard.
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/
Real Free Checking
Having a checking account with PointBank means having an account that works for you!
- Minimum amount to open: $100
- No monthly service charge
- No minimum balance requirements
- Overdraft privilege available
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/
Premier Plus Checking
The Premier Plus account allows you to earn interest based on your account balance rather than a variable or set rate. Premier Plus account holders also receive added benefits, including premium rates on CDs and a banker personally assigned to you.
- Minimum amount to open: $100
- Monthly service charge: $15 if the average daily balance for the aggregate deposit relationship falls below $10,000
- Overdraft privilege available
Additional account benefits:
- Assigned Personal Banker
- Variable interest based on account balance
- Premium rates on CDs
- Free World Debit Mastercard 4
– Extended warranty insurance
– Mastercard ID Theft Protection
– Price Protection
and more - Free bank stock wallet checks
- Free cashier’s checks
Subject to additional terms and conditions. Additional fees may apply.
4 Visit https://www.mastercard.us/en-us/consumers/find-card-products/debit-cards/world.html for details about the World Debit Mastercard.
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/
Educator, Military and First Responder Checking
A checking account for those tireless workers whose public service we cannot praise enough.
- Minimum amount to open: $100
- No Monthly Service Charge
- Overdraft privilege available
- FREE bank stock wallet checks
- FREE cashier’s checks
- FREE debit card with specialty design
| See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/ |
Student Checking
For 13-17 years of age. A parent/guardian is required to be on the account.
- Minimum amount to open: $25
- No monthly service charge
- No minimum balance requirements
- Overdraft privilege available
At the end of the statement cycle after the minor turns 18 years of age the account will be converted to a non-student checking account. All terms for the new account will apply at the time of conversion.
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/
Possibility Checking
This account offers another chance at getting your finances back on track.
- Minimum amount to open: $100
- Monthly service charge: $10
- No minimum balance requirements
- Overdraft privilege not available
