Personal Checking

Personal Checking - pexels-photo-131285-300x154

Whether you carry a high balance or need to keep your options open for unexpected purchases, PointBank has checking account options with all the bells and whistles – and some unique perks.

All PointBank checking accounts come with these FREE benefits:

  • Unlimited check writing 1
  • MasterCard debit card
  • School logo debit card available
  • Buzz Points rewards
  • 24hr X-press banking
  • Online Banking 2
  • Mobile Banking 2
  • E-statements with check images
  • Paper statements
  • Unlimited mail-in ATM fee rebates
  • Notary Public services

1 Unlimited check writing doesn’t apply to the Money Market Bonus Account
2 Online and mobile banking are subject to additional terms and conditions and are subject to service provider requirements and applicable charges.

Real Free Checking

Having a checking account with PointBank means having an account that works for you! There are no minimum balance requirements and now you can earn rewards by building up Buzz Points with purchases using your PointBank debit card with signature.

  • Minimum amount to open: $100
  • No monthly service charge
  • No minimum balance requirements
  • Overdraft privilege available
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/

Premier Plus Checking

The Premier Plus account allows you to earn interest based on your account balance rather than a variable or set rate. Premier Plus account holders also receive added benefits, including premium rates on CDs and a banker personally assigned to you.

  • Minimum amount to open: $100
  • Monthly service charge: $15 if the average daily balance for the aggregate deposit relationship falls below $10,000
  • Overdraft privilege available

Additional account benefits:

  • Assigned Personal Banker
  • Variable interest based on account balance
  • Premium rates on CDs
  • World Debit Mastercard 4
    – Extended warranty insurance
    – Mastercard ID Theft Protection
    – Price Protection
    and more
  • Unlimited bank stock wallet checks
  • Unlimited cashier’s checks

Subject to additional terms and conditions. Additional fees may apply.
4 Visit https://www.mastercard.us/en-us/consumers/find-card-products/debit-cards/world.html for details about the World Debit Mastercard.

See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/

Student Checking

For ages 13 and above.

  • Minimum amount to open: $25
  • No monthly service charge
  • No minimum balance requirements
  • Overdraft privilege available
See additional overdraft information at https://www.pointbank.com/personal/consumer-services/overdraft-protection/

Possibility Checking

This account offers another chance at getting your finances back on track.

  • Minimum amount to open: $100
  • Monthly service charge: $10
  • No minimum balance requirements
  • Overdraft privilege not available
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Buzz Points rewards PointBank customers each time they use their debit card with signature for everyday purchases. You’ll earn more points when you shop with local “Participating Businesses” over national chains. It’s fast, free and easy to enroll.

Participating Preferred Businesses are neither endorsed by nor affiliated with PointBank.

Find Out More »