Personal Savings

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No two customers have the same needs, but everyone could use a savings account to set aside money. PointBank has options designed to satisfy everyone from the savvy investor to the first timer with a piggy bank in hand. Our savings accounts have competitive rates, and are easily accessible in the branch or online.

Savings Account

Our PointBank savings account is great for longtime savers and first time account holders. This account has a low minimum balance and a variable interest rate, all in a hassle-free package that encourages good money saving habits.

– Minimum amount to open: $250 ($50 for minors under 18 years of age)
– Monthly service charge: $5 if balance falls below $250 (no minimum balance requirement for minors under 18 years of age)
– Variable interest rate
– $1 per debit charge over one (1) per month

Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail payable to the account holder or at PointBank. Fees listed above apply. Fees may reduce earnings.

Money Market Bonus Account

If you want more than the traditional savings but not lose access to your money, our Money Market Bonus Account is a solid option. This account has a competitive rate and allows you a limited number of transfers or withdraws each month.

– Minimum amount to open: $2,500
– Monthly service charge: $10 if balance falls below $2,500
– Variable interest rate
– $12 per debit charge over six (6) per month.

Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail payable to the account holder or at PointBank. Fees listed above apply.

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Piggy Pal Savings

There’s no better way to teach your child the value of saving money than to open a Piggy Pal Savings account from PointBank. Your child receives a free piggy bank when the account is opened and a prize each time the child makes a deposit into the account.
For children ages 12 and under.

– Minimum amount to open: $25
– No monthly service charge
– Variable interest rate

Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail payable to the account holder or at PointBank. Other fees may apply. Fees may reduce earnings. Parents/guardians are required to be on the account and to sign the account agreement. A service charge will be applied once account holder reaches 18 years of age.

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Meet or Beat Program

Stop by any of our convenient PointBank locations to give our Meet or Beat loan program a try. If we cannot meet or beat the rate on a loan you have with another financial institution, you’ll get a free gift simply for trying – no strings attached.

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