Personal Savings

Personal Savings - PersonalSavings-300x200

No two customers have the same needs, but everyone could use a savings account to set aside money. PointBank has options designed to satisfy everyone from the savvy saver to the first-timer with a piggy-bank in hand. Our savings accounts have competitive rates, and are easily accessible in the branch or online.

Savings Account

Our PointBank savings account is great for longtime savers and first time account holders. This account has a low minimum balance and a variable interest rate, all in a hassle-free package that encourages good money saving habits.

– Minimum amount to open: $250 ($50 for minors under 18 years of age)
– Monthly service charge: $5 if balance falls below $250 (no minimum balance requirement for minors under 18 years of age)
– Variable interest rate
– $1 per debit charge over one (1) per statement cycle*

*Fees may reduce earnings


Personal Savings - PersonalSavings-300x200

Piggy Pal Savings Account

There’s no better way to teach your child the value of saving money than to open a Piggy Pal Savings account from PointBank. Your child receives a free piggy bank when the account is opened and a prize each time the child makes a deposit into the account.
For children ages 12 and under.

– Minimum amount to open: $25
– No monthly service charge
– Variable interest rate

Other fees may apply. Fees may reduce earnings. Parents/guardians are required to be on the account and to sign the account agreement. A service charge will be applied once account holder reaches 18 years of age. $1 per debit charge over one (1) per month if owner of the account is 18 years of age.


Meet or Beat Campaign

Online application now available. If we cannot meet or beat the rate on a consumer loan you have with another financial institution, you’ll get a free gift simply for trying – no strings attached.

Make An Appointment »